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Saturday, November 16, 2013

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XXIII | 10 THINGS OF THANKFUL | XXIII

http://summat2thinkon.blogspot.com/p/ten-things-of-thankful.html

So yesterday, or really one minute to today, I expressed some Thankfulness involving a recent hit-and-run that my car was involved in. It was an interesting weekend, followed by an interesting week. Some of today’s post will be follow-up, and some will be unrelated to that incident. I want to get this in before I continue with some NaNoWriMo writing and Game Night tonight with some of Kate’s friends.

  1. I’m Thankful, as I briefly mentioned yesterday, that the individual who struck my car was insured. I had just recently dropped my insurance to “Storage” leaving me with only comprehensive coverage and no property damage coverage. Since I found the guy involved with the accident I was able to proceed forward with filing claim, which ended up being placed against their policy.
  2. That all of the agents I had to deal with during the process of filing and proceeding with the insurance claim were all very patient and helpful. The first one worried me, because it sounded like they didn’t believe what I was saying, but it was just they needed to verify all the facts, which is natural.
  3. The fact I didn’t loose it after having to explain the entire incident over and over again with each new agent brought into the process. I had sent emails and pictures, but apparently it seems that they don’t intercommunicate with one another at all. This was annoying since everyone worked for the same insurance company.
  4. Which reminds me… I’m glad that the individual who hit my car was insured by the same insurance company. It expedited the entire process, or so I’m going to assume. I haven’t exactly been someone who has had the need to continually make insurance claims and so I was (am still?) quite a bit unfamiliar with the process.
  5. I’m Thankful the the Adjuster was very thorough and answered all the questions I had about multiple details concerning the process of them coming out to look at my car to assess the damage.
  6. I appreciated the fact that I didn’t have to be around for them to look over my car. As it turned out I was home, and went out to say hi and to discuss the appraisal. It was nice, however, to know that I didn’t have to be. I was extremely nervous about having to speak with someone face to face, but I feel I handled myself well.
  7. I was ecstatic that they declared my vehicle totaled. Given the circumstances, this was actually the best case scenario. Those who have been following along likely know why.
  8. I’m Thankful that this whole incident has given me a blog post to write for my NaNoWriMo endeavors. It’s over 3k words long and I’ve only just got to the part of finding the culprit’s car. Mind you, I’m going into as much detail as possible in order to wrack up my word count. There will be the need for much editing so it isn’t completely dull and boring. Then again, it may still be boring regardless…
  9. That this experience has been a wake up call for the other driver. Whatever factors were involved in causing the crash on his end (some of us have our suspicions), he was lucky things didn’t end up way worse than they had. He now has a hit-and-run on his record, but that’s a far cry from vehicular manslaughter.
  10. I mentioned it yesterday, but I am truly thankful I wasn’t in the car. I never found out if the other driver sustained any injuries, but I’d imagine Officer Lynch would have told me if so. I couldn’t help but notice that despite the how hard the cars hit, that neither airbag had deployed. I honestly don’t know how fast you have to be going or how hard the hit has to be, but this accident was bad enough to where his car was stuck in mine, I would have thought the airbags would have deployed. My bad.

Speaking of "my bad" I guess this entire list was follow-up to the hit-and-run incident after all...

I will be attempting to reply to comments and blog hop tomorrow. I should have a decent chunk of time to do so, as long as I’m able to get some NaNoWriMo writing in too. Hope everyone is having a safe weekend and are super Thankful!

Feel free to leave your Thankful List in the comments below, if you aren’t participating directly with the blog hop!

14 comments:

  1. Oh, wow! I'm glad you weren't injured. Welcome (?) to the world of insurance claims. It sounds like you handled everything well, though. Sometimes having a car declared a total loss really is best.

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    1. Thanks Kristi, it's definitely a world I wish to not partake in again. I'm just glad this claim was relatively speedy. In this case, having it totaled out was the best case scenario.

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  2. Oh good! They did consider it totaled! It didn't look that bad in the photo.
    It sounds like everything is working out. Dealing with insurance agencies certainly isn't fun. I'm glad you are getting through it without too much trouble. (And good for you, going out to talk with the guy.)

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    1. You have no idea how much I was freaking out thinking they wouldn't total it out, and like you said the pictures didn't look too bad... seeing it in the daylight made it look even less worse. With how it was hit, though, the front axle/tires/wheels could be shot.

      I was planning on avoiding talking to the agent that came out, but since I was home and noticed them out front I decided to just do it.

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  3. Wow, what an incredibly stressful time for you. Glad to hear that you weren't injured and that they've now considered it totalled. My dad was recently in a car accident and we were also relieved when they finally declared his car totalled. Hope you have a much easier week this week!

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    1. The past two weeks have been stressful and most of it didn't even revolve around NaNoWriMo much to my surprise heh

      Thanks for stopping by Lizzy, and I hope we both have an easy week!

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  4. Super thankful that you're okay, and the car WAS totalled in the end, and that the other driver is also alright. I really hope they take the wake-up call very seriously!

    Well done for managing your face-to-face with the insurance person, and for keeping your cool on the telephone :) *hugs*

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    1. Thanks Lizzi :) I'm glad no one was hurt too. One can only hope it was a wake up call for them, because it really could have ended so much worse.

      It was just slightly annoying having to retell all the specific details to people all within the same company when a lot of the information and pictures were given via email. >.<

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  5. damned adventure is all! ain't it cool how, with blogs and writing and such, normal 'oh shit! someone hit and ran my car' can be turned into something positive?

    …sorta you know what I mean, right?
    good to see you at the T3 dude

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    1. An adventure indeed! Yeah, I'm glad that a traditionally negative life occurrence can be turned into something positive. It's great!

      Thanks again, Clark :)

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  6. It's not often that you root for someone's car to be totaled, but this time, well, hell yeah! TOTALLY glad it's totaled!

    There are so many bad insurance stories out there, so good that the insurance company (corrected, American Family Insurance Company) has been so helpful for you. And proud of you for going out and making small talk with the adjuster! Yay, you!

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    1. Lol that is true, Dyanne :) It's just one of those cases that it was best if it was. I always seem to go against the grain.

      As much as I worried about the process beforehand, AND during, it all turned out good. Better than I had imagined it would. The small talk moment was definitely an anxiety trigger, as silly as that may sound. Helped that the Ladyfolk came out too!

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  7. Wow, I'm glad that the car thing is sorted out and that they considered it totaled! Also, I'm in Nanowrimo and have 40 words. Sigh. So awesome job there too!

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    1. Me too Kristi! It went smoothly without any hiccups and I couldn't be more pleased with the process.

      You are in NaNo?! That is awesome. Still many more days to go, and I'd imagine you should be able to shell out some words once you got in a grove. Perhaps future posts to release? That is something I am focusing on. You can add me if you'd like (and if you use the site) using Jak Cryton naturally lol

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